About the Job
Are you looking to advance your career in Sri Lanka's top-tier banking and financial services sector? Commercial Bank of Ceylon PLC, renowned as the most awarded bank in Sri Lanka, is officially inviting applications for the position of Junior Pawning Specialist on a Fixed Term Contract basis.
With an enduring vision to remain the most technologically advanced, innovative, and customer-friendly financial institution in the island nation, Commercial Bank continues to set industry benchmarks. Notably, it holds the prestigious distinction of being the first Sri Lankan bank to be listed among the Top 1000 Banks in the World. Driven by an unmatched suite of digital banking solutions, superior operational standards, financial stability, and continuous growth, the organization offers an exceptional work environment for banking professionals.
This Junior Pawning Specialist role is tailored for dynamic, highly experienced, and result-oriented professionals in gold-based financial products and branch operations. The successful candidate will play a pivotal role in reviewing operational standards, ensuring strict adherence to regulatory compliance, conducting technical valuations, delivering staff training, and driving strategic growth across the bank's extensive branch network.
If you possess a strong background in banking operations, gold testing, and risk management, this career opportunity provides the ideal platform to contribute to one of the most respected corporate brands in Sri Lanka while building a long-term professional legacy.
Job Details
* Position Title: Junior Pawning Specialist
* Employment Type: Fixed Term Contract
* Hiring Organization: Commercial Bank of Ceylon PLC
* Industry Sector: Banking / Financial Services / Gold Loans & Pawning
* Target Location: Sri Lanka (Branch Network / Corporate Level Support)
* Application Mode: Online application via the Commercial Bank Official Careers Portal
* Target Audience: Experienced Banking Professionals in Pawning Services & Auditing
Requirements and Qualifications
To maintain the highest standards of financial accuracy, security, and service delivery, Commercial Bank has outlined specific educational, professional, and operational requirements for prospective applicants:
Age Criteria
* Candidates must be below 50 years of age at the time of application.
Educational Qualifications
* G.C.E. Ordinary Level (O/L): Successful completion of G.C.E. O/L, Edexcel, or Cambridge O/L examinations with a minimum of a 'Credit' pass in both English and Mathematics.
* G.C.E. Advanced Level (A/L): Successful completion of the G.C.E. Advanced Level examination in any stream.
Professional Qualifications
* Full or partial completion of the IABF (Intermediate Associate of the Institute of Bankers of Sri Lanka) or an equivalent recognized professional banking/finance certification from a reputable institution.
* Note: Professional banking qualifications may be waived for exceptional candidates who present extensive and demonstrable practical experience in gold loans and pawning operations.
Work Experience Requirements
* General Banking Experience: A minimum of 12 years of overall experience in branch operations within a recognized financial institution.
* Specialized Experience: At least 10 years of specific, hands-on experience in pawning or gold-related financial services.
* Supervisory & Audit Experience: Prior experience in training delivery, operational audits, or supervisory/management roles within the banking sector will be considered a distinct advantage.
* Technical Expertise: Comprehensive exposure to gold valuation practices, regulatory compliance, risk assessment, and legal guidelines governing gold-backed lending is highly desirable.
Key Responsibilities and Job Profile
As a Junior Pawning Specialist, your primary focus will be supporting the central pawning unit and ensuring seamless, risk-free operations across all designated branches. Core operational duties include:
1. Operations Review & Regulatory Compliance: Regularly inspect and review pawning operations across the branch network to ensure absolute adherence to internal bank guidelines, statutory requirements, and legal regulations.
2. Gold Testing & Valuation Verification: Perform precise technical inspections of pawning articles to confirm authenticity, verify correct karat purity valuation, and ensure full compliance with established banking protocols.
3. Training & Skill Development: Collaborate closely with the Senior Pawning Specialist to design, structure, and deliver operational and technical training programs for branch personnel to enhance their valuation accuracy and operational speed.
4. Branch Performance Analysis: Continuously analyze branch-level pawning performance metrics, identify growth bottlenecks, and provide actionable recommendations to improve overall profitability and operational efficiency.
5. Market Intelligence & Research: Collect and evaluate market intelligence regarding local pawning trends, changing customer behaviors, macro-economic factors, and competitor offerings to keep the bank's services competitive.
6. Policy Development Support: Assist executive management in policy formulation, workflow process improvements, risk mitigation strategies, and periodic reporting for board-level reviews.
7. Cross-Departmental Liaison: Act as a functional bridge between central administrative teams and regional branches to ensure uniform communication of best practices and policy updates.
8. Promotional Campaigns & Engagement: Work alongside local branch teams to design, implement, and monitor localized promotional campaigns aimed at increasing pawning transaction volumes and customer acquisition.
9. Community Outreach: Represent the bank in trade fairs, financial expos, community gatherings, and promotional outreach events to highlight the bank's trusted gold loan solutions.
Job Benefits and Remuneration
Commercial Bank of Ceylon PLC recognizes high talent and dedication by offering competitive compensation structures aligned with industry norms.
* Attractive Remuneration Package: The selected candidate will receive a highly competitive salary package commensurate with benchmarked leading financial institutions in Sri Lanka.
* Reputational Advancement: Working with the "Most Awarded Bank in Sri Lanka" offers unparalleled professional credibility and career growth opportunities within the global and local banking landscape.
* Professional Exposure: Gain executive-level exposure by training staff, formulating policies, auditing branches, and working directly with senior leadership teams.
* Dynamic Work Environment: Experience a state-of-the-art technological ecosystem where innovative financial tools and customer-first values take priority.
Other Details & How to Apply
- Working Type: full time
- Location: Island-wide, Sri Lanka
- Closing Date: 05.08.2026
* Interested Candidates can submit their application via online
* Online Application Form: Click_Here
Important Advice for Applicants
Ensure that all information submitted specially regarding past years of experience in gold loans is accurate and verifiable through service certificates. Early application is strongly recommended, as shortlisting may begin as applications are received. Only shortlisted candidates meeting the exact eligibility criteria will be contacted for further evaluation and interviews.
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