About the Job
Siyapatha Finance PLC, a premier and rapidly expanding non-bank financial institution in Sri Lanka, has officially opened applications for the positions of Executive and Junior Executive within its Central Credit division. Operating under the strategic corporate banner "Build Your Future with Siyapatha Finance," the company stands proud as the largest fully owned subsidiary of Sampath Bank PLC—one of the most trusted and pioneering commercial banking giants in the island nation. Siyapatha Finance PLC is a fully registered finance company licensed by the Monetary Board of the Central Bank of Sri Lanka (CBSL) under the Finance Business Act No. 42 of 2011. This strong institutional backing and strict regulatory alignment provide job seekers with the assurance of a stable, secure, and highly prestigious professional environment.
Stepping into the Central Credit division as an Executive or Junior Executive means joining the analytical core of the company's lending ecosystem. In the contemporary Sri Lankan financial landscape, prudent credit risk management is the absolute foundation of institutional survival and profit optimization. This department is directly responsible for evaluating, structuring, and safeguarding the quality of the company's loan portfolios and credit advances. Rather than a routine administrative or clerical post, this role demands proactive risk mitigation, high-level financial analysis, and dynamic coordination across an expansive nationwide branch network.
Operating within Siyapatha Finance’s centralized framework offers young financial professionals an exceptional platform to build deep, market-tested competencies. You will be exposed to diverse credit structures, varying asset classes, and complex risk-modeling scenarios under the direct guidance of seasoned banking industry experts.
Job Details
As an Executive or Junior Executive in Central Credit, your daily operational routine will bridge meticulous financial analysis with cross-functional corporate communication. You will be tasked with maintaining the delicate balance between expanding the company's lending portfolio and strictly preserving overall asset quality.
Your core operational duties, responsibilities, and key performance areas include:
1. Credit Worthiness Analysis and Risk Evaluation:
* Thoroughly analyze, evaluate, and assess the creditworthiness of diverse corporate and retail clients applying for credit facilities.
* Review detailed financial statements, cash flow patterns, income generation stability, and collateral values to isolate potential default risks.
* Ensure that all finalized credit and security documents strictly adhere to internal company credit policy provisions and national regulatory frameworks.
2. Post-Credit Monitoring and Portfolio Quality Control:
* Actively engage in rigorous post-credit activities to track the utilization of disbursed funds and monitor ongoing borrower performance.
* Protect the company's financial margins and keep Non-Performing Loans (NPLs) to a minimum by frequently evaluating post-credit operations.
* Identify early warning signs of credit deterioration or payment delays and proactively formulate logical recovery or restructuring recommendations.
3. Branch Advisory and Operational Guidance:
* Act as a reliable, centralized focal point to advise regional branches on documentation requirements, verification steps, and disbursement guidelines.
* Provide continuous technical guidance to branch credit officers, ensuring they understand changing internal credit policies and risk parameters.
* Coordinate cross-branch credit activities systematically to eliminate administrative delays and lower the overall turnaround time (TAT) for facility approvals.
4. Stakeholder Coordination and Relationship Management:
* Coordinate and maintain excellent, highly professional working relationships with all internal corporate departments, including Legal, Recoveries, and Audit teams.
* Interact professionally with relevant external parties, credit bureaus, and valuers to facilitate smooth, uninterrupted daily operations.
* Maintain clean, audit-ready physical and digital data logs of all evaluated credit applications and official managerial decisions.
Requirements and Qualifications
Siyapatha Finance PLC maintains high standards of technical precision. To be considered for either the Executive or Junior Executive tier, candidates must present an optimal blend of sector experience, formal financial education, and sharp behavioral traits.
Prerequisites and Professional Background:
* Minimum Experience: A minimum of 3 to 5 years of solid, progressive experience operating in a similar capacity within a licensed commercial bank, finance company, or specialized lending institution is mandatory.
* Educational Background: Must hold a formal Degree in a Credit-related discipline, Finance, Accounting, Economics, or possess an equivalent professional qualification in Banking and Finance from a recognized global or local institute (such as IBSL, CIMA, or ACCA).
* Age Demographic: The preferred age criteria for candidates applying for this central operations vacancy is below 35 years.
Technical Competencies and Soft Skills:
* Analytical Prowess: Exceptional analytical and critical reasoning skills, with a proven ability to interpret complex financial sheets, spot accounting variances, and evaluate risk models.
* Communication Capabilities: Excellent verbal and written communication skills in order to deliver clear technical guidance to branches and draft robust credit proposals for executive approval.
* Hard Skills: Sound computer literacy and functional familiarity with standard office productivity tools, particularly Microsoft Excel for financial modeling, alongside an ability to navigate localized core banking and credit systems.
* Key Attributes: High personal integrity, meticulous attention to structural detail, a strong sense of accountability, and the capability to work productively under pressure to satisfy strict corporate deadlines.
Job Benefits
Choosing to advance your career with Siyapatha Finance PLC provides a premium suite of rewards, operational benefits, and structural career milestones.
* Elite Financial Corporate Branding: Working within the largest fully owned subsidiary of Sampath Bank PLC adds exceptional market value, structural prestige, and long-term credibility to your professional resume.
* Competitive Compensation Architecture: The selected professionals will receive an attractive remuneration package complete with performance incentives, aligned competitively with standard benchmarks in the Sri Lankan finance industry.
* Clear Career Progression: Siyapatha Finance actively fosters internal talent, providing a structured, merit-based pathway to rise from junior executive tiers into senior divisional management.
* Certified Premier Workplace: Experience an outstanding corporate culture that values collaboration, ethical practice, and employee well-being, backed by top-tier workplace certifications.
* Continuous Training: Gain regular exposure to specialized financial risk management modules, legal compliance seminars, and modern credit analysis frameworks to keep your skillset future-ready.
Other Details
To ensure your application is processed successfully through the human resources screening filters, please review the official administrative protocols and contact details below carefully:
* Employer Corporate Name: Siyapatha Finance PLC
* Corporate Headquarters: Siyapatha Tower, No. 111, Dudley Senanayake Mawatha, Colombo 08, Sri Lanka.
* Company Registration Status: A finance company fully licensed by the Monetary Board of the Central Bank of Sri Lanka under the Finance Business Act No. 42 of 2011.
* Primary Mode of Application: Applications must be submitted digitally via email. Ensure your CV is formatted professionally, stating your exact age, detailed educational results, and precise credit experience history.
* Dedicated Career Email Address: Submit your detailed and updated resume directly to careers@siyapatha.lk.
* Attention Line: Address your official cover letter to the Chief Human Resources Officer.
- Age below 35 years
- Working type: full time
- Location: Sri Lanka
- Closing Date: 19.06.2026
Only shortlisted candidates will be contacted
How to Apply
Interested candidates can submit their application
via online
Online Application Form: Click_Here
Website: topjob.lk
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